As a freelancer, you may quickly come to dread the inevitable question, “How much do you charge?” Many of us feel lost when it comes to putting an exact price on our goods or services, but it’s essential to have this figured out before you start courting clients.
Student loan debt can feel like being stuck in quicksand. You hustle every day to make on-time monthly payments while sometimes it can seem like your balance never decreases. Whether you are just beginning the debt payoff journey or nearing the finish line, coughing up extra hard-earned dollars can be infuriating.
It’s easy to get lost in the excitement of your first freelance gig. It may be the start of a lucrative side business—or even a new career. Before pulling out your champagne flutes, though, it’s worth spending some time to get organized financially. Taking the necessary steps now may save you a lot of time, money, and stress later.
When you are self-employed, it’s no secret you are personally on the hook for benefits like health insurance or saving for retirement, but many of us ignore the need for disability insurance.
The basics of finance are simple: spend less than you earn and invest for the future. So if it’s this easy why do so many of us still struggle with money?
Many of us are familiar with the gender pay gap. But the numbers most commonly reported—women earning only 76 cents for every dollar a man earns—is only part of the problem. And if you are a woman of color, the pay gap is even wider.
For some Americans, self-employment is the ultimate dream. Roughly 15 million people (10.1% of the total U.S. workforce) were self-employed in 2015, according to the U.S. Bureau of Labor Statistics. Self-employment offers workers the kind of flexibility that can be hard to find in a traditional 9-to-5 job, not to mention the potential for higher earnings.
I was 25 years old when the stock market crashed. Barely earning $30,000 per year, my savings account was thin, and I worried about losing my job.
It was hard to ignore the media’s predictions of doomsday scenarios and how we needed to protect ourselves. So, when I witnessed a 50% drop in my meager retirement savings account, I panicked.
Luckily, one of my friends knew a financial planner at a nearby firm. If he couldn’t help, he would know of someone who could, she assured me.
One of the scariest things about self-employment is health insurance.
It’s confusing. It’s expensive. And, well, your health is at stake. Having great health insurance, especially when it is paid for by an employer, is one of the best perks of working for someone else. But companies are starting to shift the financial responsibility of health care onto employees.
Thinking about monetizing your blog? Here are the things you should think through and setup before jumping into affiliate marketing.
If you’re among the one million homeowners who lost a home to foreclosure between 2007 and 2008, you may be starting to think about re-entering the housing market.
The emergency fund is an imperative part of your financial health, but where do you stash your cash?
Aimed at saving consumers billions of dollars in fees in retirement accounts, the Department of Labor’s new fiduciary rule requires financial advisers to act in your best interest. However, the final rule includes a number of concessions to the brokerage industry. Here’s what you need to know about these new rules and how they may affect your money.
Dark Social traffic hides under the "direct traffic" label but originates from social networks. Learn why this traffic goes undetected and the solution.
Mortgage rates have been hovering near historic lows for the past several years. And that has made a lot of homeowners think about refinancing their mortgages. Why? Because it can affect their finances in a big way.